Our PPO and EPO plans are built around health care networks and a high level of coverage for using network providers. There are no "gatekeepers." Therefore, primary care physicians and referrals to specialists are not necessary. You have the freedom to choose any physician in the network at any time.
Exclusive Provider Organization (EPO)
Our EPO option allows individual employees to choose their Physician from a list of approved EPO providers. This plan is offered nationwide wherever EPO networks are available.